Speedboat and RIB Insurance

We have a tailor-made speedboat and RIB insurance policy that offers quality cover at a competitive price. We insure speedboats, RIBs, fast fishers and sports cruisers.

All of our policies cover up to £5m Third Party Liability as standard. This is a requirement of all marinas and harbours prior to launching/berthing. We can also include various levels of liability for waterskiing and the towing of inflatable toys.

In addition, we cover your speedboats and RIBs whilst being towed by your vehicle anywhere in the UK (and Europe – subject to prior agreement). However, please note that the liabilities of towing will be the responsibility of your car insurance.

Security and mooring

We are able to cover your speedboat and RIB on a wide variety of locations for both the storage and the mooring of your boat. In terms of storage ashore, your vessel may be kept in either a locked building, your home driveway, or in a locked compound (subject to you meeting our storage conditions).

We can cover the boat if it is left afloat unattended, however this would be subject to our prior agreement of the mooring location.

We cover vessels whilst moored in most marinas
  • Personal Accident automatically included
  • We can cover skipper charter use (Thrill rides excluded)
  • Standard Public Liability limit of up to £5m
  • Marina benefits
  • Optional personal belongings can be added
  • Optional waterskiing and towing toys liability cover available
  • We cover UK and European waters (excluding war zones)
  • We offer 12 months in commission policies at no extra charge
  • Club use
  • Free UK road transit for vessels under 9 metres

To insure your bowrider, fast fisher, ski boat, sports boat, power boat, wakeboard boat, cuddy cabin, or rigid inflatable, request a quote here:

Discounts are available for RYA qualifications and an introductory discount is offered on new policies.

Cover Options


Our fully comprehensive cover provides insurance for accidental losses and damage to your vessel. It also includes liability cover, which is essential for you to launch and moor your vessel in harbours and marinas around the UK and abroad.


This is the minimum level of cover required by marinas and harbours in order to be able to launch or moor your vessel. Third party cover will provide cover for accidental damage to other vessels only.

For a quote or advice from our award winning team call
01843 603345
Ready to get cover?
What our clients say
I was in contact with Euromarine today to amend our insurance and get additional cover to take the rib to Spain – the service and advice was absolutely brilliant – you really can’t beat good old fashioned customer service
Howard Sharp 

Frequently Asked Questions

How do I choose the sum insured?

Boat insurance is designed to protect you from financial loss through perils such as fire, theft, sinking, or accidental/malicious damage. It will also cover any third party costs that you are liable for. You’ll need proof of third-party cover at most marinas, and to obtain a boat licence for inland waterways. Full details of the cover provided is detailed in the policy wording, along with any exclusions that apply.

Are friends and family covered to use my boat?

Yes, assuming they have your permission and you’re confident they can handle the boat safely.

Will you need a survey to insure my boat?

We usually ask for a survey for boats over 25 feet in length and over 35 years old, but some boats will require a survey before this. Once a survey has been approved, you won’t need another for at least five years.

What is an excess?

The excess is the amount that you have to contribute towards each claim, shown in your policy schedule. A discount is usually available if you choose to accept a higher excess on your policy.

boat docked at a harbour

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